P2P Transfers

Send money to friends and family instantly — all you need is their email address.

Peer to peer payment between two smartphones
Person to Person

Money Between People, Made Simple

Splitting dinner, paying your share of rent, sending a birthday gift — P2P transfers on Transaction Incoming arrive in seconds, not days.

  • Instant delivery to any U.S. recipient
  • Send using only an email address
  • Real-time transfer tracking and receipts
  • No hidden fees — see pricing
  • Optional SMS alerts for sent and received funds
How P2P Works

Three Taps and It Is Done

1

Choose Your Recipient

Enter their email address and the amount. No account numbers, no routing numbers.

2

Confirm Securely

Review the transfer details and confirm. Every session is protected by OTP login.

3

They Get Paid

Your recipient is notified instantly and can access the funds right away.

Ready to Send Your First Transfer?

Request your account today — our team will review your request and contact you personally.

Request Sign-Up